{"id":7920,"date":"2016-10-19T12:20:33","date_gmt":"2016-10-19T04:20:33","guid":{"rendered":"http:\/\/vox.malaysiakini.com\/my\/?p=7920"},"modified":"2017-03-31T13:33:19","modified_gmt":"2017-03-31T05:33:19","slug":"pembayaran-balik-ptptn-di-hujung-jari-anda-di-mana-mana-dan-bila-bila-masa-sahaja","status":"publish","type":"post","link":"https:\/\/voiz.asia\/my\/7920","title":{"rendered":"Pembayaran balik PTPTN di hujung jari anda di mana-mana dan bila-bila masa  sahaja"},"content":{"rendered":"<p>[et_pb_section admin_label=&#8221;Section&#8221; background_image=&#8221;http:\/\/vox.malaysiakini.com\/my\/wp-content\/uploads\/sites\/5\/2016\/10\/54702712_xxl.jpg&#8221; transparent_background=&#8221;off&#8221; allow_player_pause=&#8221;off&#8221; inner_shadow=&#8221;off&#8221; parallax=&#8221;off&#8221; parallax_method=&#8221;off&#8221; custom_padding=&#8221;174px||100px|&#8221; padding_mobile=&#8221;off&#8221; make_fullwidth=&#8221;off&#8221; use_custom_width=&#8221;off&#8221; width_unit=&#8221;on&#8221; custom_width_px=&#8221;1080px&#8221; custom_width_percent=&#8221;80%&#8221; make_equal=&#8221;off&#8221; use_custom_gutter=&#8221;off&#8221; fullwidth=&#8221;off&#8221; specialty=&#8221;off&#8221; disabled=&#8221;off&#8221;][et_pb_row admin_label=&#8221;Row&#8221; make_fullwidth=&#8221;off&#8221; use_custom_width=&#8221;off&#8221; width_unit=&#8221;off&#8221; custom_width_px=&#8221;1080px&#8221; custom_width_percent=&#8221;80%&#8221; use_custom_gutter=&#8221;off&#8221; gutter_width=&#8221;3&#8243; padding_mobile=&#8221;off&#8221; allow_player_pause=&#8221;off&#8221; parallax=&#8221;off&#8221; parallax_method=&#8221;on&#8221; make_equal=&#8221;off&#8221; column_padding_mobile=&#8221;on&#8221; parallax_1=&#8221;off&#8221; parallax_method_1=&#8221;on&#8221; parallax_2=&#8221;off&#8221; parallax_method_2=&#8221;on&#8221; parallax_3=&#8221;off&#8221; parallax_method_3=&#8221;on&#8221; parallax_4=&#8221;off&#8221; parallax_method_4=&#8221;on&#8221; disabled=&#8221;off&#8221;][et_pb_column type=&#8221;4_4&#8243;][et_pb_text admin_label=&#8221;Text&#8221; background_layout=&#8221;dark&#8221; text_orientation=&#8221;center&#8221; max_width=&#8221;900px&#8221; background_color=&#8221;rgba(0,0,0,0.46)&#8221; use_border_color=&#8221;off&#8221; border_style=&#8221;solid&#8221; custom_padding=&#8221;30px|30px|30px|30px&#8221; disabled=&#8221;off&#8221;]<\/p>\n<h1>Bijak dan mudah dengan bayaran balik pembiayaan PTPTN secara \u2018cashless\u2019 dan \u2018online\u2019<\/h1>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section admin_label=&#8221;section&#8221; transparent_background=&#8221;off&#8221; allow_player_pause=&#8221;off&#8221; inner_shadow=&#8221;off&#8221; parallax=&#8221;off&#8221; parallax_method=&#8221;on&#8221; custom_padding=&#8221;54px|0px|16px|0px&#8221; padding_mobile=&#8221;off&#8221; make_fullwidth=&#8221;off&#8221; use_custom_width=&#8221;off&#8221; width_unit=&#8221;off&#8221; custom_width_px=&#8221;1080px&#8221; custom_width_percent=&#8221;80%&#8221; make_equal=&#8221;off&#8221; use_custom_gutter=&#8221;off&#8221; fullwidth=&#8221;off&#8221; specialty=&#8221;off&#8221; disabled=&#8221;off&#8221;][et_pb_row admin_label=&#8221;row&#8221; make_fullwidth=&#8221;off&#8221; use_custom_width=&#8221;off&#8221; width_unit=&#8221;off&#8221; custom_width_px=&#8221;1080px&#8221; custom_width_percent=&#8221;80%&#8221; use_custom_gutter=&#8221;off&#8221; gutter_width=&#8221;3&#8243; padding_mobile=&#8221;off&#8221; allow_player_pause=&#8221;off&#8221; parallax=&#8221;off&#8221; parallax_method=&#8221;on&#8221; make_equal=&#8221;off&#8221; column_padding_mobile=&#8221;on&#8221; parallax_1=&#8221;off&#8221; parallax_method_1=&#8221;on&#8221; parallax_2=&#8221;off&#8221; parallax_method_2=&#8221;on&#8221; parallax_3=&#8221;off&#8221; parallax_method_3=&#8221;on&#8221; parallax_4=&#8221;off&#8221; parallax_method_4=&#8221;on&#8221; disabled=&#8221;off&#8221;][et_pb_column type=&#8221;4_4&#8243;][et_pb_text admin_label=&#8221;Text&#8221; background_layout=&#8221;light&#8221; text_orientation=&#8221;left&#8221; use_border_color=&#8221;off&#8221; border_style=&#8221;solid&#8221; disabled=&#8221;off&#8221;]<\/p>\n<p>Perbadanan Tabung Pendidikan Tinggi Nasional (PTPTN) menggalakkan pembayaran balik secara online untuk kemudahan semua peminjam. Ini adalah kerana pembayaran \u2018online\u2019 dan \u2018cashless\u2019 merupakan cara yang paling cepat, mudah, selamat, praktikal dan bijak dengan menggunakan kepintaran teknologi informasi dan komunikasi masa kini yang berasaskan internet.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row admin_label=&#8221;Row&#8221; make_fullwidth=&#8221;off&#8221; use_custom_width=&#8221;off&#8221; width_unit=&#8221;off&#8221; custom_width_px=&#8221;1080px&#8221; custom_width_percent=&#8221;80%&#8221; use_custom_gutter=&#8221;off&#8221; gutter_width=&#8221;3&#8243; padding_mobile=&#8221;off&#8221; allow_player_pause=&#8221;off&#8221; parallax=&#8221;off&#8221; parallax_method=&#8221;on&#8221; make_equal=&#8221;off&#8221; column_padding_mobile=&#8221;on&#8221; parallax_1=&#8221;off&#8221; parallax_method_1=&#8221;on&#8221; parallax_2=&#8221;off&#8221; parallax_method_2=&#8221;on&#8221; parallax_3=&#8221;off&#8221; parallax_method_3=&#8221;on&#8221; parallax_4=&#8221;off&#8221; parallax_method_4=&#8221;on&#8221; disabled=&#8221;off&#8221;][et_pb_column type=&#8221;1_3&#8243;][et_pb_image admin_label=&#8221;Image&#8221; src=&#8221;http:\/\/vox.malaysiakini.com\/my\/wp-content\/uploads\/sites\/5\/2016\/10\/Lift-6-01-v2.jpg&#8221; show_in_lightbox=&#8221;off&#8221; url_new_window=&#8221;off&#8221; use_overlay=&#8221;off&#8221; animation=&#8221;off&#8221; sticky=&#8221;off&#8221; align=&#8221;left&#8221; force_fullwidth=&#8221;off&#8221; always_center_on_mobile=&#8221;on&#8221; use_border_color=&#8221;off&#8221; border_color=&#8221;#ffffff&#8221; border_style=&#8221;solid&#8221; disabled=&#8221;off&#8221;]<\/p>\n<p>[\/et_pb_image][\/et_pb_column][et_pb_column type=&#8221;2_3&#8243;][et_pb_text admin_label=&#8221;Komputer atau telefon mudah alih, mana-mana dan bila-bila masa sahaja&#8221; background_layout=&#8221;light&#8221; text_orientation=&#8221;left&#8221; max_width=&#8221;720px&#8221; use_border_color=&#8221;off&#8221; border_style=&#8221;solid&#8221; disabled=&#8221;off&#8221; border_color=&#8221;#ffffff&#8221;]<\/p>\n<h4><strong>Komputer atau telefon mudah alih, mana-mana dan bila-bila masa sahaja<\/strong><\/h4>\n<p>[\/et_pb_text][et_pb_text admin_label=&#8221;Text&#8221; background_layout=&#8221;light&#8221; text_orientation=&#8221;left&#8221; max_width=&#8221;720px&#8221; use_border_color=&#8221;off&#8221; border_style=&#8221;solid&#8221; disabled=&#8221;off&#8221;]<\/p>\n<p>Transaksi tersebut kini boleh dilakukan melalui sama ada komputer atau telefon mudah alih, di mana-mana dan bila-bila masa sahaja. Anda digalakkan untuk mengunakan akaun-akaun atau kemudahan-kemudahan kewangan tertentu yang anda punyai untuk pembayaran balik pembiayaan PTPTN seperti akaun semasa, akaun simpanan atau kad kredit.<\/p>\n<p>[\/et_pb_text][et_pb_text admin_label=&#8221;Saluran terbaru &#8211; JomPAY&#8221; background_layout=&#8221;light&#8221; text_orientation=&#8221;left&#8221; max_width=&#8221;720px&#8221; use_border_color=&#8221;off&#8221; border_style=&#8221;solid&#8221; disabled=&#8221;off&#8221; border_color=&#8221;#ffffff&#8221;]<\/p>\n<h4>Saluran terbaru &#8211; <strong>JomPAY<\/strong><\/h4>\n<p>[\/et_pb_text][et_pb_text admin_label=&#8221;Text&#8221; background_layout=&#8221;light&#8221; text_orientation=&#8221;left&#8221; max_width=&#8221;720px&#8221; use_border_color=&#8221;off&#8221; border_style=&#8221;solid&#8221; disabled=&#8221;off&#8221; border_color=&#8221;#ffffff&#8221;]<\/p>\n<p>Satu lagi pilihan bijak adalah melalui JomPAY, satu kemudahan bayaran balik pinjaman yang percuma, cepat, mudah dan selamat. Anda boleh melakukan transaksi pembayaran balik melalui mana-mana bank (40 bank) secara mudah melalui kemudahan \u2018Internet &amp; Mobile Banking\u2019 (Perbankan Internet &amp; Mobil) dalam masa beberapa minit sahaja tanpa perlu beratur. Tidak kira di mana anda berada, transaksi ini sentiasa bersedia di sisi anda untuk kemudahan maksimum anda. Dengan JomPAY, anda tidak perlu bersusah-payah menyediakan cek atau wang tunai dan tidak perlu ke bank atau pusat PTPTN untuk menyelesaikan bayaran balik. Pembayaran online adalah cara yang paling menjimatkan masa dan menjamin produktiviti anda sepanjang masa. Lebih-lebih lagi, ia disediakan secara percuma!<\/p>\n<p>[\/et_pb_text][et_pb_cta admin_label=&#8221;Call To Action&#8221; title=&#8221;Manual Pengguna JomPAY&#8221; button_url=&#8221;http:\/\/www.ptptn.gov.my\/docs\/PanduanPengguna\/Manual_Penggunaan_JomPAY_(cth_M2U).pdf&#8221; url_new_window=&#8221;off&#8221; button_text=&#8221;Ketahui Selanjutnya&#8221; use_background_color=&#8221;on&#8221; background_color=&#8221;#2ea3f2&#8243; background_layout=&#8221;dark&#8221; text_orientation=&#8221;left&#8221; header_font_size=&#8221;24&#8243; use_border_color=&#8221;off&#8221; border_color=&#8221;#ffffff&#8221; border_width=&#8221;1px&#8221; border_style=&#8221;solid&#8221; custom_button=&#8221;on&#8221; button_text_size=&#8221;18&#8243; button_letter_spacing=&#8221;0&#8243; button_use_icon=&#8221;default&#8221; button_icon_placement=&#8221;right&#8221; button_on_hover=&#8221;on&#8221; button_letter_spacing_hover=&#8221;0&#8243; disabled=&#8221;off&#8221;]<\/p>\n<p>[\/et_pb_cta][\/et_pb_column][\/et_pb_row][et_pb_row admin_label=&#8221;Row&#8221; make_fullwidth=&#8221;off&#8221; use_custom_width=&#8221;off&#8221; width_unit=&#8221;off&#8221; custom_width_px=&#8221;1080px&#8221; custom_width_percent=&#8221;80%&#8221; use_custom_gutter=&#8221;off&#8221; gutter_width=&#8221;3&#8243; padding_mobile=&#8221;off&#8221; allow_player_pause=&#8221;off&#8221; parallax=&#8221;off&#8221; parallax_method=&#8221;on&#8221; make_equal=&#8221;off&#8221; column_padding_mobile=&#8221;on&#8221; parallax_1=&#8221;off&#8221; parallax_method_1=&#8221;on&#8221; parallax_2=&#8221;off&#8221; parallax_method_2=&#8221;on&#8221; parallax_3=&#8221;off&#8221; parallax_method_3=&#8221;on&#8221; parallax_4=&#8221;off&#8221; parallax_method_4=&#8221;on&#8221; disabled=&#8221;off&#8221;][et_pb_column type=&#8221;4_4&#8243;][et_pb_divider admin_label=&#8221;Divider&#8221; color=&#8221;#aaaaaa&#8221; show_divider=&#8221;on&#8221; divider_style=&#8221;solid&#8221; divider_position=&#8221;top&#8221; divider_weight=&#8221;1px&#8221; hide_on_mobile=&#8221;on&#8221; disabled=&#8221;off&#8221;]<\/p>\n<p>[\/et_pb_divider][\/et_pb_column][\/et_pb_row][et_pb_row admin_label=&#8221;Row&#8221; make_fullwidth=&#8221;off&#8221; use_custom_width=&#8221;off&#8221; width_unit=&#8221;off&#8221; custom_width_px=&#8221;1080px&#8221; custom_width_percent=&#8221;80%&#8221; use_custom_gutter=&#8221;off&#8221; gutter_width=&#8221;3&#8243; custom_padding=&#8221;27px|0px|20px|0px&#8221; padding_mobile=&#8221;off&#8221; allow_player_pause=&#8221;off&#8221; parallax=&#8221;off&#8221; parallax_method=&#8221;on&#8221; make_equal=&#8221;off&#8221; column_padding_mobile=&#8221;on&#8221; parallax_1=&#8221;off&#8221; parallax_method_1=&#8221;on&#8221; parallax_2=&#8221;off&#8221; parallax_method_2=&#8221;on&#8221; parallax_3=&#8221;off&#8221; parallax_method_3=&#8221;on&#8221; parallax_4=&#8221;off&#8221; parallax_method_4=&#8221;on&#8221; disabled=&#8221;off&#8221;][et_pb_column type=&#8221;1_3&#8243;][et_pb_image admin_label=&#8221;Image&#8221; src=&#8221;http:\/\/vox.malaysiakini.com\/my\/wp-content\/uploads\/sites\/5\/2016\/10\/Bank.png&#8221; show_in_lightbox=&#8221;off&#8221; url_new_window=&#8221;off&#8221; use_overlay=&#8221;off&#8221; animation=&#8221;off&#8221; sticky=&#8221;off&#8221; align=&#8221;center&#8221; max_width=&#8221;500px&#8221; force_fullwidth=&#8221;off&#8221; always_center_on_mobile=&#8221;on&#8221; use_border_color=&#8221;off&#8221; border_color=&#8221;#ffffff&#8221; border_width=&#8221;1px&#8221; border_style=&#8221;solid&#8221; disabled=&#8221;off&#8221;]<\/p>\n<p>[\/et_pb_image][\/et_pb_column][et_pb_column type=&#8221;2_3&#8243;][et_pb_text admin_label=&#8221;Text&#8221; background_layout=&#8221;light&#8221; text_orientation=&#8221;left&#8221; max_width=&#8221;720px&#8221; use_border_color=&#8221;off&#8221; border_style=&#8221;solid&#8221; disabled=&#8221;off&#8221;]<\/p>\n<h1><strong>40 bank terlibat<\/strong><\/h1>\n<p>[\/et_pb_text][et_pb_text admin_label=&#8221;Text&#8221; background_layout=&#8221;light&#8221; text_orientation=&#8221;left&#8221; max_width=&#8221;720px&#8221; use_border_color=&#8221;off&#8221; border_style=&#8221;solid&#8221; disabled=&#8221;off&#8221;]<\/p>\n<p>40 bank yang menyediakan kemudahan pembayaran balik secara online adalah Affin Bank, Affin Islamic, AmBank, AmBank Islamic, Alliance Bank, Alliance Islamic Bank, Al Rajhi Bank, Bank Islam, Bank of America Merrill Lynch, Bank Muamalat, Bank Rakyat, BNP Paribas, BSN, MUFG, CIMB Bank, CIMB Islamic, Citibank, Deutsche Bank, Hong Leong Bank, Hong Leong Islamic Bank, HSBC, HSBC Amanah, ICBC, JP Morgan, Kuwait Finance House, Mizuho, Maybank, Maybank Islamic, OCBC Bank, OCBC Al-Amin, Public Bank, Public Islamic Bank, RBS, RHB Bank, RHB Islamic Bank, SMBC, Standard Chartered, Standard Chartered Saadiq dan UOB.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row admin_label=&#8221;Row&#8221; make_fullwidth=&#8221;off&#8221; use_custom_width=&#8221;off&#8221; width_unit=&#8221;on&#8221; custom_width_px=&#8221;1080px&#8221; custom_width_percent=&#8221;80%&#8221; use_custom_gutter=&#8221;on&#8221; gutter_width=&#8221;1&#8243; custom_padding=&#8221;0px|0px|27px|0px&#8221; padding_mobile=&#8221;off&#8221; allow_player_pause=&#8221;off&#8221; parallax=&#8221;off&#8221; parallax_method=&#8221;off&#8221; make_equal=&#8221;on&#8221; column_padding_mobile=&#8221;on&#8221; parallax_1=&#8221;off&#8221; parallax_method_1=&#8221;off&#8221; parallax_2=&#8221;off&#8221; parallax_method_2=&#8221;off&#8221; parallax_3=&#8221;off&#8221; parallax_method_3=&#8221;off&#8221; parallax_4=&#8221;off&#8221; parallax_method_4=&#8221;on&#8221; disabled=&#8221;off&#8221;][et_pb_column type=&#8221;1_3&#8243;][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243;][et_pb_cta admin_label=&#8221;Call To Action&#8221; title=&#8221;Untuk senarai bank yang terlibat&#8221; button_url=&#8221;http:\/\/www.jompay.com.my\/making-a-payment.html#banks&#8221; url_new_window=&#8221;off&#8221; button_text=&#8221;Lihat Senarai&#8221; use_background_color=&#8221;on&#8221; background_color=&#8221;#2ea3f2&#8243; background_layout=&#8221;dark&#8221; text_orientation=&#8221;left&#8221; header_font_size=&#8221;20&#8243; use_border_color=&#8221;off&#8221; border_color=&#8221;#ffffff&#8221; border_width=&#8221;1px&#8221; border_style=&#8221;solid&#8221; custom_margin=&#8221;|5px||&#8221; custom_margin_phone=&#8221;|0px|5px|&#8221; custom_button=&#8221;on&#8221; button_text_size=&#8221;17&#8243; button_letter_spacing=&#8221;0&#8243; button_use_icon=&#8221;default&#8221; button_icon_placement=&#8221;right&#8221; button_on_hover=&#8221;on&#8221; button_letter_spacing_hover=&#8221;0&#8243; custom_css_main_element=&#8221;height: 100%;&#8221; disabled=&#8221;off&#8221;]<\/p>\n<p>[\/et_pb_cta][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243;][et_pb_cta admin_label=&#8221;Call To Action&#8221; title=&#8221;Untuk melayari portal bank yang terlibat secara terus, sila klik ikon bank yang tertera untuk membuat pembayaran&#8221; button_url=&#8221;http:\/\/www.ptptn.gov.my\/portal_bank2.html&#8221; url_new_window=&#8221;off&#8221; button_text=&#8221;Bayar Sekarang&#8221; use_background_color=&#8221;on&#8221; background_color=&#8221;#2ea3f2&#8243; background_layout=&#8221;dark&#8221; text_orientation=&#8221;left&#8221; header_font_size=&#8221;17&#8243; header_line_height=&#8221;1.4em&#8221; use_border_color=&#8221;off&#8221; border_color=&#8221;#ffffff&#8221; border_width=&#8221;1px&#8221; border_style=&#8221;solid&#8221; custom_button=&#8221;on&#8221; button_text_size=&#8221;17&#8243; button_letter_spacing=&#8221;0&#8243; button_use_icon=&#8221;default&#8221; button_icon_placement=&#8221;right&#8221; button_on_hover=&#8221;on&#8221; button_letter_spacing_hover=&#8221;0&#8243; disabled=&#8221;off&#8221;]<\/p>\n<p>[\/et_pb_cta][\/et_pb_column][\/et_pb_row][et_pb_row admin_label=&#8221;Row&#8221; make_fullwidth=&#8221;off&#8221; use_custom_width=&#8221;off&#8221; width_unit=&#8221;off&#8221; custom_width_px=&#8221;1080px&#8221; custom_width_percent=&#8221;80%&#8221; use_custom_gutter=&#8221;off&#8221; gutter_width=&#8221;3&#8243; padding_mobile=&#8221;off&#8221; allow_player_pause=&#8221;off&#8221; parallax=&#8221;off&#8221; parallax_method=&#8221;on&#8221; make_equal=&#8221;off&#8221; column_padding_mobile=&#8221;on&#8221; parallax_1=&#8221;off&#8221; parallax_method_1=&#8221;on&#8221; parallax_2=&#8221;off&#8221; parallax_method_2=&#8221;on&#8221; parallax_3=&#8221;off&#8221; parallax_method_3=&#8221;on&#8221; parallax_4=&#8221;off&#8221; parallax_method_4=&#8221;on&#8221; disabled=&#8221;off&#8221;][et_pb_column type=&#8221;4_4&#8243;][et_pb_divider admin_label=&#8221;Divider&#8221; color=&#8221;#aaaaaa&#8221; show_divider=&#8221;on&#8221; divider_style=&#8221;solid&#8221; divider_position=&#8221;top&#8221; divider_weight=&#8221;1px&#8221; hide_on_mobile=&#8221;on&#8221; disabled=&#8221;off&#8221;]<\/p>\n<p>[\/et_pb_divider][\/et_pb_column][\/et_pb_row][et_pb_row admin_label=&#8221;Row&#8221; make_fullwidth=&#8221;off&#8221; use_custom_width=&#8221;off&#8221; width_unit=&#8221;off&#8221; custom_width_px=&#8221;1080px&#8221; custom_width_percent=&#8221;80%&#8221; use_custom_gutter=&#8221;off&#8221; gutter_width=&#8221;3&#8243; padding_mobile=&#8221;off&#8221; allow_player_pause=&#8221;off&#8221; parallax=&#8221;off&#8221; parallax_method=&#8221;on&#8221; make_equal=&#8221;off&#8221; column_padding_mobile=&#8221;on&#8221; parallax_1=&#8221;off&#8221; parallax_method_1=&#8221;on&#8221; parallax_2=&#8221;off&#8221; parallax_method_2=&#8221;on&#8221; parallax_3=&#8221;off&#8221; parallax_method_3=&#8221;on&#8221; parallax_4=&#8221;off&#8221; parallax_method_4=&#8221;on&#8221; disabled=&#8221;off&#8221;][et_pb_column type=&#8221;1_3&#8243;][et_pb_text admin_label=&#8221;Text&#8221; background_layout=&#8221;light&#8221; text_orientation=&#8221;left&#8221; use_border_color=&#8221;off&#8221; border_style=&#8221;solid&#8221; disabled=&#8221;off&#8221;]<\/p>\n<h1><strong>Tanggungjawab peminjam<\/strong><\/h1>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;2_3&#8243;][et_pb_text admin_label=&#8221;Text&#8221; background_layout=&#8221;light&#8221; text_orientation=&#8221;left&#8221; use_border_color=&#8221;off&#8221; border_style=&#8221;solid&#8221; disabled=&#8221;off&#8221;]<\/p>\n<p>Peminjam bertanggungjawab untuk membayar balik jumlah pinjaman PTPTN yang dikeluarkan kepadanya termasuk kos-kos lain seperti kos upah (Ujrah), perlindungan takaful, cukai setem cukai hasil dan lain-lain seperti yang dinyatakan dalam Dokumen Tawaran Pembiayaan.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row admin_label=&#8221;Row&#8221; make_fullwidth=&#8221;off&#8221; use_custom_width=&#8221;off&#8221; width_unit=&#8221;off&#8221; custom_width_px=&#8221;1080px&#8221; custom_width_percent=&#8221;80%&#8221; use_custom_gutter=&#8221;off&#8221; gutter_width=&#8221;3&#8243; padding_mobile=&#8221;off&#8221; allow_player_pause=&#8221;off&#8221; parallax=&#8221;off&#8221; parallax_method=&#8221;on&#8221; make_equal=&#8221;off&#8221; column_padding_mobile=&#8221;on&#8221; parallax_1=&#8221;off&#8221; parallax_method_1=&#8221;on&#8221; parallax_2=&#8221;off&#8221; parallax_method_2=&#8221;on&#8221; parallax_3=&#8221;off&#8221; parallax_method_3=&#8221;on&#8221; parallax_4=&#8221;off&#8221; parallax_method_4=&#8221;on&#8221; disabled=&#8221;off&#8221;][et_pb_column type=&#8221;4_4&#8243;][et_pb_divider admin_label=&#8221;Divider&#8221; color=&#8221;#aaaaaa&#8221; show_divider=&#8221;on&#8221; divider_style=&#8221;solid&#8221; divider_position=&#8221;top&#8221; divider_weight=&#8221;1px&#8221; hide_on_mobile=&#8221;on&#8221; disabled=&#8221;off&#8221;]<\/p>\n<p>[\/et_pb_divider][\/et_pb_column][\/et_pb_row][et_pb_row admin_label=&#8221;Row&#8221; make_fullwidth=&#8221;off&#8221; use_custom_width=&#8221;off&#8221; width_unit=&#8221;off&#8221; custom_width_px=&#8221;1080px&#8221; custom_width_percent=&#8221;80%&#8221; use_custom_gutter=&#8221;off&#8221; gutter_width=&#8221;3&#8243; padding_mobile=&#8221;off&#8221; allow_player_pause=&#8221;off&#8221; parallax=&#8221;off&#8221; parallax_method=&#8221;on&#8221; make_equal=&#8221;off&#8221; column_padding_mobile=&#8221;on&#8221; parallax_1=&#8221;off&#8221; parallax_method_1=&#8221;on&#8221; parallax_2=&#8221;off&#8221; parallax_method_2=&#8221;on&#8221; parallax_3=&#8221;off&#8221; parallax_method_3=&#8221;on&#8221; parallax_4=&#8221;off&#8221; parallax_method_4=&#8221;on&#8221; disabled=&#8221;off&#8221;][et_pb_column type=&#8221;1_3&#8243;][et_pb_text admin_label=&#8221;Text&#8221; background_layout=&#8221;light&#8221; text_orientation=&#8221;left&#8221; use_border_color=&#8221;off&#8221; border_style=&#8221;solid&#8221; disabled=&#8221;off&#8221;]<\/p>\n<h1><strong>Tempoh mula bayaran balik pinjaman<\/strong><\/h1>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;2_3&#8243;][et_pb_text admin_label=&#8221;Text&#8221; background_layout=&#8221;light&#8221; text_orientation=&#8221;left&#8221; use_border_color=&#8221;off&#8221; border_style=&#8221;solid&#8221; disabled=&#8221;off&#8221;]<\/p>\n<p>Peminjam hendaklah membuat bayaran balik pinjaman selepas 6 bulan tamat pengajian TANPA perlu menunggu Notis Bayaran Balik daripada PTPTN. Kos upah (Ujrah) secara bulanan akan dikenakan bermula pada bulan ke 7. Peminjam yang membuat bayaran balik lebih awal tidak akan dikenakan kos upah dalam tempoh 6 bulan tersebut. Tempoh bayaran balik bagi peminjam yang membuat pertukaran Ujrah adalah berdasarkan baki pinjaman.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row admin_label=&#8221;Row&#8221; make_fullwidth=&#8221;off&#8221; use_custom_width=&#8221;off&#8221; width_unit=&#8221;off&#8221; custom_width_px=&#8221;1080px&#8221; custom_width_percent=&#8221;80%&#8221; use_custom_gutter=&#8221;off&#8221; gutter_width=&#8221;3&#8243; padding_mobile=&#8221;off&#8221; allow_player_pause=&#8221;off&#8221; parallax=&#8221;off&#8221; parallax_method=&#8221;on&#8221; make_equal=&#8221;off&#8221; column_padding_mobile=&#8221;on&#8221; parallax_1=&#8221;off&#8221; parallax_method_1=&#8221;on&#8221; parallax_2=&#8221;off&#8221; parallax_method_2=&#8221;on&#8221; parallax_3=&#8221;off&#8221; parallax_method_3=&#8221;on&#8221; parallax_4=&#8221;off&#8221; parallax_method_4=&#8221;on&#8221; disabled=&#8221;off&#8221;][et_pb_column type=&#8221;4_4&#8243;][et_pb_divider admin_label=&#8221;Divider&#8221; color=&#8221;#aaaaaa&#8221; show_divider=&#8221;on&#8221; divider_style=&#8221;solid&#8221; divider_position=&#8221;top&#8221; divider_weight=&#8221;1px&#8221; hide_on_mobile=&#8221;on&#8221; disabled=&#8221;off&#8221;]<\/p>\n<p>[\/et_pb_divider][\/et_pb_column][\/et_pb_row][et_pb_row admin_label=&#8221;Row&#8221; make_fullwidth=&#8221;off&#8221; use_custom_width=&#8221;off&#8221; width_unit=&#8221;off&#8221; custom_width_px=&#8221;1080px&#8221; custom_width_percent=&#8221;80%&#8221; use_custom_gutter=&#8221;off&#8221; gutter_width=&#8221;3&#8243; padding_mobile=&#8221;off&#8221; allow_player_pause=&#8221;off&#8221; parallax=&#8221;off&#8221; parallax_method=&#8221;on&#8221; make_equal=&#8221;off&#8221; column_padding_mobile=&#8221;on&#8221; parallax_1=&#8221;off&#8221; parallax_method_1=&#8221;on&#8221; parallax_2=&#8221;off&#8221; parallax_method_2=&#8221;on&#8221; parallax_3=&#8221;off&#8221; parallax_method_3=&#8221;on&#8221; parallax_4=&#8221;off&#8221; parallax_method_4=&#8221;on&#8221; disabled=&#8221;off&#8221;][et_pb_column type=&#8221;1_3&#8243;][et_pb_text admin_label=&#8221;Text&#8221; background_layout=&#8221;light&#8221; text_orientation=&#8221;left&#8221; use_border_color=&#8221;off&#8221; border_style=&#8221;solid&#8221; disabled=&#8221;off&#8221;]<\/p>\n<h1><strong>Kemaskini Maklumat<\/strong><\/h1>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;2_3&#8243;][et_pb_text admin_label=&#8221;Text&#8221; background_layout=&#8221;light&#8221; text_orientation=&#8221;left&#8221; use_border_color=&#8221;off&#8221; border_style=&#8221;solid&#8221; disabled=&#8221;off&#8221;]<\/p>\n<p>Untuk memastikan transaksi bayaran balik pembiayaan dikemaskini dalam penyata pada bulan semasa, transaksi melalui agen atau pihak ketiga hendaklah dibuat selewat-lewatnya pada 27 haribulan setiap bulan. Transaksi selepas tarikh tersebut akan dikemaskini dalam penyata pada bulan berikutnya. Walau bagaimanapun, transaksi yang dibuat sehingga akhir bulan melalui kaunter PTPTN\/ Eksekutif Pemasaran PTPTN akan dikemaskini dalam penyata pada bulan semasa.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row admin_label=&#8221;Row&#8221; make_fullwidth=&#8221;off&#8221; use_custom_width=&#8221;off&#8221; width_unit=&#8221;off&#8221; custom_width_px=&#8221;1080px&#8221; custom_width_percent=&#8221;80%&#8221; use_custom_gutter=&#8221;off&#8221; gutter_width=&#8221;3&#8243; padding_mobile=&#8221;off&#8221; allow_player_pause=&#8221;off&#8221; parallax=&#8221;off&#8221; parallax_method=&#8221;on&#8221; make_equal=&#8221;off&#8221; column_padding_mobile=&#8221;on&#8221; parallax_1=&#8221;off&#8221; parallax_method_1=&#8221;on&#8221; parallax_2=&#8221;off&#8221; parallax_method_2=&#8221;on&#8221; parallax_3=&#8221;off&#8221; parallax_method_3=&#8221;on&#8221; parallax_4=&#8221;off&#8221; parallax_method_4=&#8221;on&#8221; disabled=&#8221;off&#8221;][et_pb_column type=&#8221;4_4&#8243;][et_pb_cta admin_label=&#8221;Call To Action&#8221; title=&#8221;Bayar online dan cashless tanpa was-was&#8221; button_url=&#8221;http:\/\/www.ptptn.gov.my\/web\/guest\/bayaran-secara-online&#8221; url_new_window=&#8221;off&#8221; button_text=&#8221;Ketahui Selanjutnya&#8221; use_background_color=&#8221;on&#8221; background_color=&#8221;#2ea3f2&#8243; background_layout=&#8221;dark&#8221; text_orientation=&#8221;center&#8221; use_border_color=&#8221;off&#8221; border_color=&#8221;#ffffff&#8221; border_width=&#8221;1px&#8221; border_style=&#8221;solid&#8221; custom_button=&#8221;off&#8221; button_text_size=&#8221;20&#8243; button_letter_spacing=&#8221;0&#8243; button_use_icon=&#8221;default&#8221; button_icon_placement=&#8221;right&#8221; button_on_hover=&#8221;on&#8221; button_letter_spacing_hover=&#8221;0&#8243; disabled=&#8221;off&#8221;]<\/p>\n<p>Kesimpulannya, pembayaran balik pembiayaan PTPTN secara \u2018online\u2019 dan \u2018<br \/>\n\u2018cashless\u2019 adalah cara yang terbijak dan praktikal kerana ia paling mudah, cepat dan menjimatkan masa, di samping selamat dan percuma.<\/p>\n<p>[\/et_pb_cta][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Bijak dan mudah dengan bayaran balik pembiayaan PTPTN secara \u2018cashless\u2019 dan \u2018online\u2019 Perbadanan Tabung Pendidikan Tinggi Nasional (PTPTN) menggalakkan pembayaran balik secara online untuk kemudahan semua peminjam. Ini adalah kerana pembayaran \u2018online\u2019 dan \u2018cashless\u2019 merupakan cara yang paling cepat, mudah, selamat, praktikal dan bijak dengan menggunakan kepintaran teknologi informasi dan komunikasi masa kini yang berasaskan [&hellip;]<\/p>\n","protected":false},"author":9192194,"featured_media":7974,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_newsletter_tier_id":0},"categories":[15,211,8],"tags":[4],"jetpack_sharing_enabled":true,"jetpack_featured_media_url":"https:\/\/voiz.asia\/my\/wp-content\/uploads\/sites\/5\/2016\/10\/54702712_xxl.jpg","jetpack_shortlink":"https:\/\/wp.me\/p7BE94-23K","amp_enabled":true,"_links":{"self":[{"href":"https:\/\/voiz.asia\/my\/wp-json\/wp\/v2\/posts\/7920"}],"collection":[{"href":"https:\/\/voiz.asia\/my\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/voiz.asia\/my\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/voiz.asia\/my\/wp-json\/wp\/v2\/users\/9192194"}],"replies":[{"embeddable":true,"href":"https:\/\/voiz.asia\/my\/wp-json\/wp\/v2\/comments?post=7920"}],"version-history":[{"count":0,"href":"https:\/\/voiz.asia\/my\/wp-json\/wp\/v2\/posts\/7920\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/voiz.asia\/my\/wp-json\/wp\/v2\/media\/7974"}],"wp:attachment":[{"href":"https:\/\/voiz.asia\/my\/wp-json\/wp\/v2\/media?parent=7920"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/voiz.asia\/my\/wp-json\/wp\/v2\/categories?post=7920"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/voiz.asia\/my\/wp-json\/wp\/v2\/tags?post=7920"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}