Thinking of Migrating to Australia? Let’s Talk!

Thinking of Migrating to Australia? Let’s Talk!

Thinking of Migrating to Australia?

Thinking of Studying, Working & Living In Australia?

Let's Talk!

2 FREE seminars by deTouche Migration Advisory

Seminar 1

Thinking of Studying, Working & Living In Australia? – Let’s Talk

Who should attend?

  1. Parents wanting to send their children to study in boarding schools, private schools or public schools in Australia – Primary or Secondary School Level
  2. Parents with college going children
  3. Students planning to study, work & live in Australia
  4. Certificate / Diploma holders attending vocational courses in local colleges

What to expect?

  • Study Opportunities In Australia
  • Work Opportunities In Australia
  • Post Study Options
  • Visa Options

Seminar 2

Migration to Australia

Who should attend?

  1. Businessmen and Professionals seeking to migrate to Australia.
  2. Investors seeking an Australian Permanent Residency Visa
  3. Holders of Vocational Qualifications seeking an Australian Permanent Residency Visa on General Skill Migration.

What to expect?

  • Overview of the migration process
  • Type of visas available
  • General Skill Migration
  • Business & Investment Migration
  • Effective Migration Strategies
  • Migration Process

Speaker

Alex Lee
Malaysia Representative

Immigration Law Matters
website: www.ilmaustralia.com

Access Australia Migration & Visa Services
website: www.aamvs.com.au

Australian Visa Focus
website: www.australianvisafocus.com.au

*The seminar is free to attend

Interested individuals who are not able to attend the event may email to [email protected] or sms and WhatApps to 0133661188 for a consultation appointment

Venue

Subang Jaya

Sunday,12th June 2016,

Seminar 1: 2.30pm – 4.00pm
Seminar 2: 4.30pm – 6.00pm

Function Room: Throne 1
(Lobby), Empire Hotel Subang

Jalan SS 16/1, Subang Jaya, Selangor

Topic:

  1. Study, Work & Live In Australia
  2. Migration To Australia – Visa Options For Permanent Residency

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Hassle-free coverage

Hassle-free coverage

Hassle-free coverage

U for Life brings you the future of life insurance

Awareness could be singled out as the main factor that contributes to the large number of the underinsured Malaysian population.

Other factors such as unaffordable monthly premium rates, changes in household income and the not so straight-forward policies could be overcome should awareness is in place.

Life insurance is vital in providing financial protection to you and your loved ones. However, it is not generally accepted as one of the key components in a personal financial plan. With the proper and sufficient awareness created, everybody can truly understand what life insurance meant to us and the value with security that it can bring to us.

The lack of awareness has resulted in the younger generation – those between the age of 18 and 30 – not well prepared for uncertainties. “Own an insurance policy while you are young and healthy, not when you need it.” For many, life insurance is only considered as an option once they are married, have started a family or have dependants. More often than not, the notion of financial planning is virtually absent from the master plan of even the most ambitious of the lot until they have a family of their own.

Of course, in the worst case, it is not even being considered. Many feel that they have the financial security they need in the form of their Employees Provident Fund (EPF) savings to cover for whatever debts or expenses they may leave behind when they are no longer around, although it does not hold true.

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Life on a budget doesn't need to come to this. With U For Life's affordable life insurance plans, you'll get life coverage from just RM9.85* a month! Find out more at www.uforlife.com.my. *Terms & Conditions apply.

Posted by U For Life on Sunday, 27 September 2015

EPF is not enough

Contrary to popular belief, the EPF savings alone is not sufficient to provide financial security especially when you have those who depend on you financially . Based on the figures released by EPF’s chief executive officer earlier this year, almost 80% of workers who will be 55 this year will not have enough EPF savings to live above the poverty line. That being said, having other means of financial protection for your family such as life insurance comes highly recommended.

The Protection Gap Study carried out by University Kebangsaan Malaysia and LIAM in 2013 found that there is still a huge protection gap that ranges from RM100,000 to RM150,000 for families with life insurance.

Based on the figure, LIAM suggested the need to develop insurance products to suit the needs of customers as well as to introduce new delivery channels in order to reach out to more of the uninsured or underinsured population.

Accessibility and options

Delivery channel translates to accessibility that comes with more options. This brings us to the future of life insurance introduced by U for Life for the Malaysian masses. It delivers affordable basic coverage needs by stripping life insurance to the very core, which is life protection.

U for Life Sdn Bhd, a registered Malaysia corporate agent of Tokio Marine Life Insurance Malaysia Bhd, brings in hassle-free life insurance coverage via its online offerings. U for Life offers simple, very affordable and instant purchase of life insurance products.

With the consideration and understanding of the need and preference for simple and affordable life insurance protection in Malaysia, U for Life take a step forward to the next level by making it into a simple and instant online process.

The online system reduces the time needed for the process on normal policy approval, in a way saving time, avoiding unnecessary expenses and not the least more environmental friendly. A customer could now purchase a life insurance policy anytime, anywhere in less than 10 minutes in the presence of internet connection.

This efficient paperless process is made possible through its partnership with a technology firm that has set up similar systems in New Zealand, USA, South Africa and China.

To illustrate the affordability of this life insurance coverage by U for Life, the monthly premium for a 25-year-old female who is a non-smoker is as low as RM9.85 per month for a coverage of RM100,000.

Convenient and secure

U for Life website provides the necessary information for customers to decide on the policy. The most helpful feature for prospective customers is the tool that allows for an instant quote of life insurance coverage. There is also an online chat should you ever require an assistance while on the website.

U for Life’s product are underwritten by Tokio Marine Life Insurance Malaysia Bhd., a member of Tokio Marine Group. Tokio Marine Group is one of the oldest and largest non-life insurance groups in Japan.

Get FREE online quote now!