Beware of the “4th High” – High uric acid

Beware of the “4th High” – High uric acid

Beware of the “4th High” – High uric acid

Over the last few years, more people are becoming aware of the dangers of the “3 Highs” (high blood sugar, high blood pressure and high cholesterol). However, not many people are aware of the “4th High”: high uric acid.

Due to the changes in our lifestyles and eating habits, the number of people with high uric acid levels increase yearly, with more and more young people joining the list. Based on the data shown, more than 10% of the population has high uric acid levels, especially among middle aged males. This is dangerous as high uric acid levels are linked to a substance called “purine”, which may cause metabolic disease.

In addition, having a high uric acid level makes one more likely to suffer from gout. When the human body has too much uric acid, it may start to gather in the body tissue, especially in the joints (big toe, heel, elbow, etc.). This causes the formation of uric acid crystals (sometimes known as “tophi”), which causes gout.

Apart from gout, people who have high uric acid levels are often at risk of certain metabolic diseases such as obesity, diabetes and high cholesterol, as well as a number of cardiovascular diseases.

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What do young people do with our free time?

What do young people do with our free time?

Millennials vs. Gen X

What do young people do with our free time?

Zameen Datta, Intern, Malaysiakini

25 November 2016

1. We spend far too much time online

Whether it’s chatting with friends on Facebook, watching funny cat videos on Youtube or spending hours playing LoL, we’re always doing something on the internet. Having access to free, instant entertainment is simply too tempting to pass.

2. We eat

Because even if you may not be able to afford a new house or car, pizza will always be there for you.

3. We work out

We understand that staying fit is important, so it’s important to go out and exercise regularly. Being healthy is not just about losing weight – it’s about trying to have a longer, happier life.

4. We travel around the world in 80 days

Well, maybe not all around the world, but every year more and more young people are going on trips abroad and drawing the envy of their friends by filling up their facebook pages with hundreds of pictures.

5. We give something back

Volunteering to spend an hour or two at a charity may not seem like much, but it can make a world of difference for someone less fortunate. Helping out at a local charity doesn’t just feel good either – it gives you something useful to add to your CV.

When discussing how millennials spend their free time, it’s important to remember that there are several factors that strongly affect how they act compared to the previous generations.

Many millennials have to contend with expenses that their parents did not have to worry about. The cost of education has risen sharply over the last few decade – in 2015, around 70% of American university students had debts to pay off once they graduated, forcing many of them to take low-wage jobs in order to start paying off their loans immediately. Even in the developed world, young adults are earning about 20% less than the national average. For the first time in decades, pensioners in wealthy countries have more money to spend than their younger counterparts.

Millennials have very limited spending ability compared to their parents and grandparents.

Many of them cannot afford large expenses such as cars or houses, meaning that any hobbies or leisure activities they wish to do regularly must cost as little as possible.

Enter the internet.

For many young people, the internet is a godsend. Free, unlimited entertainment, right at their fingertips? It’s no wonder why so many young adults seem to be addicted.

In fact, a recent study suggested that millennials in 2014 spent an average of 27 hours online each week. Whether it’s playing games, chatting with friends, or simply watching cat videos on Youtube, no matter who you are or what you’re interested in, the internet is simply so huge that you’re bound to find something to do online.

Another effect of the millennial generation’s lowered spending ability is the rising popularity of food fads. Even if they don’t have a lot of money, many people can afford to splurge on a good meal every now and again. Whether it’s gold-glazed donuts or monster milkshakes, people love to eat foods that look and taste different from the norm.

However, while everyone likes tasty food, there are a growing number of people who want their food to be, above all, healthy. Organic and health food diets are becoming increasingly popular – at least 21% of young adults in the Klang Valley say they have a vegetarian diet of some kind.

In fact, health and fitness in general is more important to the young generation than ever before. With all the information available to them, millennials are generally keenly aware of how easily sickness and disease can ruin their lives and as such tend to be more interested in trying to have a healthy lifestyle. Nowadays, being healthy is not just about losing weight or looking good – it’s about having a longer, happier life than you would otherwise have.

Millennials are more likely to have an active and health-conscious lifestyle. A report by the International Health, Racquet and Sportsclub Association found that in 2013 around 27% of people aged 21-30 belonged to a fitness club of some kind. Even those who haven’t joined a fitness club are likely to do some form of exercise.

As of January 2015, there were 50,000 health and fitness apps available in the Apple App Store.

The millennial generation’s desire to be fit also ties in with another popular leisure activity: travel.

Over the last few years, more and more young people have taken to travelling overseas – a survey by Topdeck Travel found that 94% of people who had travelled overseas at least once in the past year were aged 18-30; at least 30% of them travelled solo rather than with family or friends. However, before you assume that they are all wasting time and money on expensive holidays, it might be useful to understand why millennials travel so much.

For millennials, travel isn’t just about fancy hotels or lounging on the beach – it’s an opportunity to learn more about the world and experience things that they might otherwise never have the chance to see. 86% of millennial travellers said that their primary motivation was to “experience new cultures”, while 69% said that “eating local foods” was at the top of their lists. In contrast, things like partying (44%) and shopping (28%) are usually considered to be much less important.

In other words, young people don’t want to be locked into the normal tourist experience – they are willing to step outside their comfort zone and immerse themselves into new cultures and experiences. 78% of millennials say that they want to learn something new while travelling. For them, travelling overseas isn’t about leisurely holiday trips. Instead, they see it as a chance to meet new people and learn skills that might be valuable to them in the future while relaxing and unwinding.

Another way that millennials try to expand their experiences is through charity work. Despite the stereotype of millennials being lazy and self-centered, the truth is that many of them are far more generous than you would expect.

In general, young people tend to be more civic minded compared to the previous generations and are more passionate about changing the world.

A study found that millennials are very enthusiastic about helping others within their community and even abroad. 70% of college students believe that “it is essential or very important to help people in need” – the highest level since 1970. It’s not just talk, either; 83% of millennials have donated to a charity in the past, and nonprofit organizations received 1.3 million extra volunteers between 2007 and 2008.

For millennials, charity work is not just a way to feel good about themselves. They genuinely want to make a difference. While some are content to simply donate money regularly, many others prefer a more hands on approach – they’d rather go to a village to help build a house themselves than pay someone else to do it for them. This is partly because of finances (most millennials don’t have much money to spare), but also because young people want to know exactly how their donations make a difference.

Many of them also take the opportunity to spiff up their resume. Charity work gives young people a chance to meet new people and get involved in exciting projects, giving them new skills and experiences that they can add to their CVs. While many volunteers chose to donate their time because they genuinely wanted to make a difference, this gives millennials – many of whom may have trouble finding a good job – an extra reason to volunteer.

To sum up, the millennial approach to leisure activities may seem strange to older people because they have been shaped by the unique circumstances that millennials grew up in. Their low economic prospects and lack of financial freedom has caused many young people to avoid overly expensive activities. And when they do decide to spend a lot, millennials want to feel that they have gotten something more than the standard holiday experience.

Despite – or perhaps because – of their circumstances, millennials are at their core brightly optimistic. Even if things are difficult for them in the present, they work and strive to better themselves, always reaching for the future as best they can.

TECHNOLOGY

Things we know about technology (that our parents don’t)

LOVE & ROMANCE

Love and Romance in the new millennium

FUTURE

So… what now?

Which is the biggest mobile tech news of 2016?

Which is the biggest mobile tech news of 2016?

Vote for the biggest mobile tech news of 2016

2016 has been an explosive year for mobile enthusiasts, and here, we list the most prominent pieces of news from the world of mobile technology.

(Note that these are numbered in no particular order)

From exploding phones to disappearing airpods, 2016 has been an interesting year for those who pay attention to the mobile industry.

They didn’t let me on the plane

Arguably the piece of smartphone news this year that has been the most prominent was the recall of 2.5million Galaxy Note 7’s, Samsung’s flagship device, a mere two weeks after its launch due to exploding batteries. Samsung initially offered replacements, but decided to refund and discontinue the phones altogether after the replacements themselves began to go up in flames.

Picture from Daily Star UK

Hey Apple, Where are my earphones?

Apple set social media abuzz with memes and giggles when the newly announced Iphone 7 was revealed to have no aux cable. Worse yet, the internet was flooded with jokes about losing the new cordless air pods within seconds of buying them, becoming a running quip among apple and android fans alike.

Picture from MashableAsia

The Bezel-less Mi Mix

Xiao Mi’s announcement of the Bezel-less phone, the Mi Mix, got netizens excited for the next step in smartphone design. People are evidently bored of prevailing smartphone models, but there are only a limited number of ways one can design a rectangular slab of metal and glass.

At the same event, Xiaomi also unveiled the Mi Note 2, which looks similar to Samsung’s Note 7, but without the caveat of setting the house on fire.

Picture from The Verge

The Google Pixel

The Google Pixel is Googles newest attempt at breaking into the high-end mobile phone market. The Google Pixel and Google Pixel XL sport a 5.0- and 5.5-inch build respectively, both run on the Qualcomm Snapdragon 821, the Adreno 530 and 4GB of RAM. Both of them pack 32 GB to 128 GB internal memory. The Google Pixel runs on 2,770 mAH, while the Google Pixel XL runs on 3,450 mAH. Pegged at $699 for the lowest-end configuration.

Picture from Made by Google

Google's Pixel Phone Hacked In Under a Minute

Speaking of the pixel, a group of white hat hackers from Qihoo, a Chinese security firm, exploited the phones security flaw in under a minute, bagging a $120,000 bounty from google. The hack left the Pixel vulnerable to outside control, giving hackers’ access to eavesdrop, pick pocket, and utilize the device in botnet attacks.

Oops.

Huawei’s Leica-P9 Combo

Huawei and Leica’s joint announcement on their collaboration on the new 2016 huawei P9 was a big deal this year. The P9 was the smartphone industry’s first serious investment in a dual camera system, one that has since been adopted by apple. The P9 has a traditional 12-megapixel camera, but right next to it is another, monochrome 12-megapixel one. Working together they improve contrast and triple the amount of light information received by the device.

LG-G5 Modular Flop

LG’s announcement that it will be releasing a modular phone in the form of the LG-G5 got nerds and geeks excited for its release. Unfortunately, at the commencement of sale, LG only had two modules available, largely relying on third parties to create more. Later, the LG-G5 was apparently a flop with LG admitting its disappointment with “somewhat slow” sales.

Picture from Androidcentral

Timeline

  • Googles Pixel Hacked

  • Google Pixel launch

  • Mi Mix Launch

  • Samsung Note 7 explodes

  • iPhone 7 launch

  • Huawei’s Leica-P9 Combo

  • LG-G5 Modular Flop

Enjoy Tax Relief as SSPN-i Plus Depositior

Enjoy Tax Relief as SSPN-i Plus Depositior

What is SSPN-i Plus?

SSPN-i Plus is a higher education savings plan or scheme specifically introduced by Perbadanan Tabung Pendidikan Tinggi Nasional (PTPTN) or National Higher Education Fund Corporation to promote smart saving and investment for the future. SSPN-i Plus combines education savings and takaful protection in inexpensive and comprehensive plan, which is fine-tuned from the existing SSPN-i plan. In other words, what you save today will come in handy to support the higher education of your child or yourself in the future.

The concept of SSPN-i Plus

SSPN-i Plus adopts the concept of disciplined savings on a monthly basis based on the package you choose. It is a syariah compliant savings plan with a total of six packages to be chosen from, depending on your needs. In addition to the existing five packages, PTPTN had also introduced the Intan package on 6 May 2016 for added affordability with just RM1 per day or RM30 per month.

Savings Package

SSPN-i Plus has six packages to suit your different needs. They are Intan, Delima, Topas, Zamrud, Nilam and Berlian.

Benefit of income tax relief

SSPN-i Plus is guaranteed by the government and you are privileged to enjoy multiple benefits, including income tax relief up to RM12,000 per year, based on your nett deposit.

Who is eligible for tax relief benefit?

The income tax relief benefit applies to depositors of SSPN-i Plus who can be the parents/ adoptive parents/ legal guardians/ other valid depositors by law. The tax reduction up to RM12,000 per year is derived from the nett deposit (savings minus withdrawals) of the current assessment year, meaning up to RM6,000 for nett deposit (savings) and another RM6,000 for takaful contribution under the life insurance and KWSP (EPF) category. For parents (husband and wife) who open their respective SSPN-i Plus accounts and file for separate tax assessments, they are entitled to the same tax relief of up to RM12,000 each. The last date to enjoy such income tax relief is 31 December 2016 for this year. Please refer to Section D (Relief) on the LHDN form when you file for this income tax relief.

Example of nett deposit calculation:

Let say you have a balance of RM4,500 in your SSPN-i Plus deposit last year and you made a RM3,000 deposit and a RM1,000 withdrawal this year, your nett deposit of the current assessment year is RM2,000. The nett deposit (savings) will be used to derive the income tax relief subsequently.

  • Last year’s SSPN-i Plus balance = RM4,500
  • This year’s deposits (savings) = RM3,000
  • This year’s withdrawals = RM1,000
  • Nett deposits of the current assessment year = RM3,000 (deposits or savings) – RM1,000 (withdrawals) = RM2,000 (nett deposits or savings)

Dividend is also part of the tax exemption!

Another exciting advantage of SSPN-i Plus, offered competitive dividends, which are eligible for tax exemption too.

Who can open an SSPN-i Plus account?

The depositors must be Malaysians belonging to the 18 – 64 age group. The beneficiaries must also be Malaysians aged between 1 day and 29 years old, who can be yourself/ your child/ child under your care, which is valid by law. For individuals who are unmarried, you are also eligible for participating in the SSPN-i Plus for yourselves on condition you belong to the 18 – 64 age group, but you are not eligible for tax relief in this situation. Each depositor is only allowed to open one SSPN-i Plus account by nominating one beneficiary only. However, different depositors are allowed to open their respective SSPN-i Plus accounts for the same beneficiary.

For further enquiries

Please visit the official portal of PTPTN

or contact PTPTN Careline at

03 – 2193 3000

for further information.

Australian Business Migration Seminar

Australian Business Migration Seminar

AUSTRALIAN BUSINESS MIGRATION SEMINAR

AUSTRALIAN BUSINESS & INVESTMENT OPPORTUNITY

SUNDAY, 27/11/2016 | PETALING JAYA – SELANGOR

The AUSTRALIAN MIGRATION AGENTS PTY LTD (Reg.995541-P) with a special guest speaker from the WESTERN AUSTRALIAN STATE GOVERNMENT SMALL BUSINESS DEVELOPMENT CORPORATION (SBDC) invites you to a pre-assessed value-packed seminar.

  • Register early for the cost free seminar.
  • Have your eligibility assessed by the visiting government official.
  • Find out how you can migrate to Australia.
  • Find out which business visa most suited to your need.
  • Get to know about different business opportunities.

WHO SHOULD ATTEND?

  • BUSINESS OWNERS
  • INVESTORS
  • SELF-EMPLOYED PROFESSIONALS
    Including:
    DOCTORS, LAWYERS, DENTISTS, ENGINEERS, ETC.

KEY SPEAKERS

Mr. Bruno Delfante

Manager WA Business Migration Centre, Small Business Development Corporation (SBDC)

Mr. Robert K Chelliah

CEO Australian Migration Agents Group of Companies, Migration Agents Registration No. 92-54011

Types of business visas and financial requirements:

 

  1. VISA 132– Business Talent; Stream A – Business History. (Permanent Visa)
    • Business owners with business annual turnover of at least MYR9 million
    • Personal and business assets of at least MYR4.5 million.
  2. VISA 188– Business Innovation Stream. (Provisional Visa)
    • Business owners with business annual turnover of at least MYR1.5 million.
    • Personal and business assets of at least MYR2.5 million.
  3. VISA 188– Business Investor Stream. (Provisional Visa)
    • Business and personal assets of at least MYR6.75 million.
    • Interest bearing capital guaranteed investment of at least MYR4.5 million

*Other business visa categories available

Book a seat to attend our seminar

Venue: Hilton Hotel Petaling Jaya. Anggerik Suite, Level 2.
2, Jalan Barat, 46200 Petaling Jaya.

Date: Sunday, 27th November 2016

Admission: Strictly by pre-registration only owing to limited seats.

Time: 2PM to 6PM

Contact: Robert +6012 348 2961   Annu +6012 787 5590

*FREE PARKING AVAILABLE UNDER THE OVER-HEAD BRIDGE.

Please follow the link below to RSVP.

For more information, visit our website