Overseas Investment Projects Open, Australia Ready For More Malaysian Investors

Overseas Investment Projects Open, Australia Ready For More Malaysian Investors

Overseas Investment Projects Open, Australia Ready For More Malaysian Investors

Australia has been a migrating destination most sought after by Malaysian investors for many years.

Driven by the country’s economic and political stability that offers diversity of opportunities, education and human rights protection, Australia is ranked by UNDP (United Nations Human Development) as the second-best country in the world for quality life following their “Human Development Index” statistics assessment.
[1]

Australia one of the most medically-advanced country

Australia is also in the top 10 of most medically-advanced countries in the world with over US$5.5 billion invested in their medical research, which ensures better medical assurance and treatment quality. [2]

Better and more trusted law equity

One of the top reasons that makes Australia one of the best choices for migration is their better and more trusted law equity. Australia is best known as a country that spends every dollar of its tax-payers money on the well-being of its citizens.

4th best country for education

Education has been one of the primary factors taken into consideration when choosing a country to migrate for the family. With Australia ranked as 4th best country in the world for education [3] many have made it one of their top migrating destinations for the betterment of their children’s education.

Though national standards were implemented in 2014, each state is tasked in managing their own education system to ensure its quality education is up-to- par with their high Human Development Index.

One of the best countries for Business and Investment

In Australia, the state government has zero interference over the conduct of private businesses, another plus point for business migrants choosing Australia as their preferred investment destination.

With its strong, sustained economic growth, Australia has opened up more projects that target overseas investors, intending to expand their business and migrate to Australia.

Migration into Australia is made even more appealing by its cultural diverse and beautiful natural environment, its world-class sporting facilities as well as an enviable lifestyle.

Australia also tops a one of the best countries for retirement [4] showing an increasing numbers of migration by successful investor opting to settle down and retire in Australia.

The Australian Migration Agents Pty Ltd (AMA) invites qualifying business owners and investors to a cost-free seminar. This seminar will allow you to understand and strategize your business and investment as a gateway to obtaining Australian Permanent Residency in Australia.

There will be discussions on the latest Commonwealth government migration regulations, eligibility rules and policies on State Nomination, types of visas and details on projects available for overseas investors.

Eligible investors will be expedited for a meeting with State Nomination Body to discuss their intentions.

Presenting at the seminar is a prominent Australian Migration agent with over 27 years of practice hands-on experience, CEO of Australian Migration Agents Mr. Robert Chelliah.

Exclusively made available for seminar participants is a question-and-answer session with Western Australia Investment and Business Specialist Mr. Hermann Steeger.

Through AMA they will assist you in your business strategizing and expansion into Australia, providing a one stop platform, step by step guidance and assistance to the applicant and their family from beginning to Post Arrival Support Services (Final and settlement stage for successful applicants.)

Australia is hoping to attract more overseas investors with the availability of projects in the selected fields such as Ecotourism, Food & Beverage, Hospitality Industries, Property Ownership and Development, Agro cultivation and Commercial Horticulture.

AMA has hundreds of proven and outstanding winning records in facilitating investors with their business expansion and investment plans into Australia.

Chelliah is an expert in legislative migration and handling complex cases, he is a skilled strategist and also a well known media commentator.

With a 100% success track record, Chelliah has over 40 years of working experience with the Australian Commonwealth government Immigration Department making AMA one of the longest serving migration agents in Australia.

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Chelliah added,

“Now appears to be the best time for investors to truly ride on these investment opportunities before the Australian Department of Immigration again revamps their migration legislatives.”

Take part in the benefit of their excellent education system that is made available and affordable by the Australian Government Department of Education, in an effort to ensure they retain their 99% literacy rate while working towards a 100% literacy rate. [5]

Australia is confident of seeing an increase in overseas investors with the amount of investment projects offered by its financial institutions and government bonds. It is through these investments, applicants have a better opportunity to migrate and experience living in Australia.

Register now to secure seats at a seminar near you!

Kuala Lumpur

Venue:Hilton Hotel,PJ
Date:Sunday, 23rd July 2017
Time:02:00 – 06:00 PM

Penang

Venue:Bayview Hotel, Penang
Date:Saturday, 22nd July 2017
Time:02:00 – 06:00 PM

Johor Bahru

Venue:KSL Hotel, JB
Date:Friday, 21st July 2017
Time:02:00 – 06:00 PM

Speak to Robert: +60123482961

*Admission is strictly by pre-registration ONLY owing to limited seats.

Details of available projects:

  • W.A seafood and honey – Export Stock Ownership >AU$500,000
  • Supermarket – Grocers – Investment Value >AU$500,000
  • Property Development – Apartment, townhouse project – Land ownership >AU$1Million
  • Commercial Warehouse – Poultry and food produce – Ownership > AU$1Million
  • Manufacturing – Business Ownership AU$1.2Million
  • Property Development – Luxury villas project >AU$1.5Million
  • By the end of the settlement process, investors will obtain partial refund of their professional fees upon the confirmation of their consignment with the available proposed projects.

    Types of business visas and financial requirements:

    VISA 132 – Business Talent; Stream A – Business History. (Permanent Visa)

  • Business owners with businesses annual turnover of at least AU$3 million
  • Business ownership with 30% business equity
  • At least AU$400,000 business equity value
  • Personal and business assets of at least AU$1.5 million
  • 2. VISA 188 – Business Innovation Stream. (Provisional Visa)

  • Business owners with businesses annual turnover of at least AU$500,000 over 2 years
  • Personal and business assets of at least AU$800,000
  • Business ownership with 30% business equity
  • 65 score points assessment
  • 3. VISA 188 – Business Investor Stream. (Provisional Visa)

  • Business and personal assets of at least AU$2.25 million
  • Interest bearing capital guaranteed investment of at least AU$1.5 million
  • Business ownership with 30% business equity
  • 65 score points assessment
  • 4. VISA 188C – Significant Investor Visa (SIV)

  • Total assets of AU$5 million in managed funds
  • Points test exemption, no age and language proficiency requirements
  • No Australian residence tax obligations
  • Complete 160 days of residency in 4 years
  • *Other business visa categories available
    *Private counselling available post seminar

    Other business and investment fields open to investors:

  • Commercial and domestic property development
  • Eco tourism
  • Hospitality Industry
  • Food and Beverage
  • Agro cultivation and Commercial Horticulture
  • Retail Outlets
  • Many other areas
  • Attend the seminar and discover how you can make your migration plans a reality.

    AMA is an Australian migration agency established in 1994 that practices with the highest integrity and ethics complying with their mission statement of:

    “WE DO ONLY ONE THING & WE DO IT BEST!”

    Ikenobo’s Ikebana

    Ikenobo’s Ikebana

    Ikenobo’s Ikebana

    Ikenobo is said to be the origin of ikebana, the Japanese art of flower arrangement

    Senko Ikenobo is Headmaster Designate of Ikenobo and emphasised her life on Ikenobo ikebana. From 2012, , Senko Ikenobo started to take a pilgrimage to 33 temples in West Japan and performed flower offering ceremonies in commemoration of the sacrifice and recover from all disasters. In 2013, she visited Boston and New York, U.S.A. on the occasion of the Ikenobo Ikebana 550th Year, conducting ikebana workshop at Harvard University and performed a floral offering ceremony at United Nations Headquarters.

    Ikenobo’s Ikebana evolved over the centuries as each age brought new challenges for ikebana to express the spirit of time. Today’s styles include “Rikka”, “Shoka”, and modern “Free Style”.

    Rikka

    Rikka’s origin lies in the 15th century tatehana style. Reaching full flower in the 17th century. The study continues today of both traditional shofutai style and the new rikka shimputai style. Rikka’s basic parts are arranged with many contrasting but complementary materials, expressing the beauty of a natural landscape. Hidden within the principles of this ikebana style is surprisingly fertile ground for variation and adaptation to contemporary environment.

    Shoka

    Shoka’s origins are in the simpler ikebana of the 18th century and formulised in the 19th century. Shoka shofutai’s three main branches, shin, soe and tai, form a unity which expresses life’s perpetual change and renewal. It gives the impression of beauty and grace. Shoku shimputai which is a newer style, has a bright and modern feeling. The two main parts, shu and yo, respond to each other with contrasting and harmonious qualities. A third part, ashirai, is often added as a finishing touch.

    Free Style

    Free style is the most recent to emerge from Ikenobo’s long tradition. As a more personal expression, it is suited to a contemporary environment and tastes as it divides into naturalistic style as well as a more design-like style. While still respecting the beauty and essential qualities of each material, the arranger has unlimited possibilities to convey an effect or mood.

    Ikenobo is said to be the origin of ikebana. The predecessors in ikebana felt that flowers were not only beautiful but that they could reflect the passing of time and the feelings in their own hearts. Rather than simply re-creating the shape a plant had in nature, Ikenobo creates with leaves, branches and flowers a new form which holds the impression of a plant’s beauty. Ikenobo’s spirit has spread not only in Japan but throughout the world.

    More convenient to repay PTPTN loans now

    More convenient to repay PTPTN loans now

    More convenient to repay PTPTN loans now

    In a bid to make the repayment of PTPTN loan more convenient, the National Higher Education Fund Corporation (PTPTN) has introduced loan repayments via online direct debit.

    This is in addition to the existing repayment facilities that are already provided, including salary deduction, internet banking, FPX, MyPay and JomPay.

    According to PTPTN, this initiative would not only speed up the loan repayment process, it is also more secured compared to making physical payments.

    This repayment method has been introduced since 2 November 2016 through a partnership that PTPTN established with MyClear and Bank Islam.

    Previously, borrowers had to manually apply for direct debit by filling up physical forms at PTPTN counters and risk having their applications rejected if any mistakes when fillup the form or difference in signatures were noticed.

    Now, the application can be completed online and processed within 3 working days.

    PTPTN also added that depositors of the National Education Savings Scheme (SSPN-i), can now use direct debit to deposit their savings aside from repaying their loans.

    The advantages of direct debit

    Borrowers who repay their PTPTN loans using the direct debit are also entitled to a 10% discount.

    PTPTN says that direct debit ensures consistent repayment of PTPTN loans. Additionally, it also helps to avoid installment arrears and build a good track record in CCRIS.

    This consistent payment will help borrowers to avoid legal action being taken against them for having outstanding debts.

    If they do not want to their salaries deducted, direct debit is the best existing alternative loan repayment method that borrowers can opt for if they want to repay loans consistently every month.

    Steps to applying for direct debit

    Borrowers and depositors interested may proceed to apply for the facility by logging on to PTPTN’s official website at www.ptptn.gov.my.

    The application process can be initiated in the ‘permohonan direct debit’ hyperlink located under the ‘perkhidmatan atas talian’ section.

    Only one attempt is needed to apply for the direct debit facility. Once the application is completed, the monthly payment will be arranged between PTPTN and the bank of your choice.

    The application procedure is also free of charge.

    They must ensure that their bank account is active for the application. The payment amount for the loan should also exceed if not be equal to PTPTN’s monthly installment plan.  

    This direct debit facility is currently available in the following banks:

    Local Banks

    International Banks

    Borrowers who are facing financial difficulties and can’t afford loan repayment according to PTPTN’s monthly installment plan may contact PTPTN’s Careline at 03-2193 3000 to negotiate for a restructured monthly installment plan that would accommodate the borrower’s financial capabilities.

    For more information

    contact PTPTN at
    03-2193 3000
    or visit PTPTN’s website

    Blueair unveils revamped product range

    Blueair unveils revamped product range

    Blueair unveils revamped new classic product range, better performing, sleeker and with clean air intelligence inside.

    First unveiled during the IFA Berlin2015 tech show the much anticipated revamped Classic range is now available in Malaysia since April 2017.

    Complete with a new built-in intelligent air monitoring system called ‘Aware’, a more convenient user interface, improved clean air delivery rates, and new design features enabling improved airflow and quieter operation to ensure that your home is safe from pollutants.

    The World Health Organization (WHO) reported that Europe’s air pollution cost in 2010 alone is a staggering 1.6 trillion US dollars, as a result of the approximately 600,000 deaths and diseases it caused.

    “Blueair’s new technology puts people in control of the air they breathe and makes healthy living and improved well being as effortless as having a robot vacuum cleaner. The Blueair Classic minimizes triggers for people who suffer from allergies and asthma by cleaning indoor air from 99.97 percent of all pollutants, which is great news for our customers and those they care for,”

    said Karin Kruse, Global Product Marketing Manager

    In a report, the WHO estimated that about 7 million people worldwide died as a result of air pollution exposure in 2012 alone. South-East Asia and the Western Pacific areas are the regions in which health is most affected by air pollution, with approximately 3.3 million deaths linked to indoor air pollution and 2.6 million to outdoor air pollution.

    Concentrations of many samples of air contain volatile organic compounds (VOCs) which are also consistently higher indoors than outdoors. An EPA study covering six communities in various parts of the US found indoor VOC levels up to 10 times higher than outdoors, even in locations with significant outdoor air pollution sources, such as petrochemical plants.

    The Blueair Classic air purifier has been designed to protect you and your family from deadly pollutants inside your home.

    The enhanced features of the new Classic also includes a more energy-efficient motor as well as a user-friendly interface under a top lid that flips open to reveal the electronic display indicating when a filter needs changing, a WiFi indicator, operating speed indicator and indicators showing levels of PM2.5 dust and VOCs (volatile organic chemicals) in the indoor air.

    “The new edition of the Blueair Classic reflects our commitment in leveraging connected home opportunities to make it easier for homeowners and businesses alike to benefit from cleaner, healthier air as they move through their day,”

    said Karin Kruse.

    She said the enhancements and benefits offered by Blueair’s latest iteration of its Classic product line reflects customer insight that air purifiers should be mobile, non-intrusive and capable of working while a person sleeps, jogs, eats, works, prepares food or reads a magazine while commuting.

    In a nutshell, Blueair’s Classic air purifiers are easy to configure, easy to maintain, and perform excellently. It is a no-brainer choice for air purifiers currently offered in the market. Blueair offers a literal plug and play solution that is essential for all homes and indoor spaces. The New Classic product line now comes with 6 different models to match all space requirements and easily available throughout nation via 43 different locations.

    Visit Blueair to learn more how to breath better

    Banking on Malaysia’s dynamic finance industry: a returnee shares his story

    Banking on Malaysia’s dynamic finance industry: a returnee shares his story

    Banking on Malaysia's dynamic finance industry

    A returnee shares his story

    The finance industry has played an important role in facilitating the economic transformation and growth of Malaysia’s economy. In the face of rapid changes and uncertainty in the global economic and financial environment, the outlook for Malaysia’s financial and banking sector remains stable, driven by Malaysian banks’ strong capital, stable funding levels and continued high degree of Government support.

    However, ensuring this sector is able to continue supporting the changing requirements of the Malaysian economy amid increased volatility in the global market calls for the availability of a pool of high-quality talent across various levels, from entry-level graduates to the leadership level for senior management and board of directors. In fact, it is anticipated that a workforce of about 200,000 financial sector talent will be required by 2020, particularly in high growth and niche areas such as risk capital financing, wealth management, Shariah advisory, corporate finance and investment advisory services.

    Chief Operations Officer of Retail Banking at Standard Chartered Malaysia, Nantha Subramanian believes talent development is a crucial element of economic development. Addressing the challenges posed by the global environment on the sector’s talent attraction and retention activities, he explains, “When it comes to hiring talent within the financial and banking industry, it’s important to cultivate a sense of security and hope. And yes, the current economic landscape in Malaysia has caused some anxiety. I’ve seen a constant churn of workforce at niche segments – such as Financial Crime, Anti Money Laundering, Customer Due Diligence, Compliance and Operational Risk – where retaining talent appears to be difficult.

    “Banks are faced with increasing pressure to review their talent management process whilst cultivating innovation along the entire value chain. And as the landscape of banking evolves into the digital and financial technology (FinTech) space, talent needs to be mapped accordingly to ensure people, technology and processes are in sync. So [misperceptions] about the country being unstable or stagnant can discourage talent, both local and foreign, from seeking or furthering their personal and professional ambitions here,” he added.

    Malaysia’s finance industry as a talent destination

    Despite the subdued growth expected as a result of lingering market volatility, Nantha feels the financial and banking industry here continues to remain attractive. Citing the sector’s past performance as one of the region’s most promising financial hubs as well as the presence of close to 30 commercial banking institutions currently in the country, he elaborates, “Malaysia still has the ‘wow’ factor, with growth resulting in high demand for talent within specific areas in banking like governance and regulation. And while there is a sizable demand for junior-level to mid-level talent, as the country looks upward and outward for a more experienced workforce to fill ‘expert’ segments, organisations will strive to recruit the best talent within their reach.

    “There is potential for Malaysia to attract and retain home-grown talent and those from outside Malaysia,”

    Who came home under the Returning Expert Programme (REP) following an extensive career in Europe, the United States (US) and Asia. “I was abroad for nearly 20 years, and the decision to return was influenced by an opportunity to work for a reputable organisation and for my family to experience Malaysia.”

    That said, Nantha believes Malaysia’s banking and financial industry does face several challenges in attracting and retaining talent, with one being the poor visibility of challenging professional opportunities within the industry. “For local talents, and Gen Y’s in particular, banking is not seen as being ‘cool’ like the technology, media, or communications fields. There is also often a lack of opportunities for talents to ‘grow with the bank’, in the sense that they are given the chance to build a career as opposed to merely holding down a job.”

    He adds that compensation is another significant factor, especially in situations where employers are either unwilling or unable to match a job-seeker’s remuneration expectations.

    Easing the journey back home

    Recalling his own transition from working overseas to returning to Malaysia, Nantha has some sound advice for other Malaysians abroad who are contemplating the same move. “The work life in Malaysia could be very different compared to what you experienced before, so it will take some getting used to. However, once you have settled in, you feel a sense of accomplishment when you truly change your work place for the better, for yourself and for the people who work with you.”

    He adds, “Naturally, there is a tendency to compare everything you experience against the country you moved from, but this behaviour is quite normal. Take a balanced view and be flexible with your expectations. Also, be mindful that the laws of the land for both consumerism and legal matters are different, so brushing up on your knowledge and keeping abreast of developments would be wise. Lastly, be patient and focus on enjoying your return. Malaysia has much to offer you and your family in terms of culture, vibrancy, food, and travel. There is a lot of work and a lot of play!”

    Does moving home help or hurt your career? A returnee weighs in

    Does moving home help or hurt your career? A returnee weighs in

    Does moving home help or hurt your career?

    A returnee weighs in

    Leaving behind a career you have spent years building abroad in exchange for returning to your homeland is a hard decision to make. While many Malaysian professionals who return do so to be closer to their families, the prevalent misconception is that there are few opportunities for career advancement here in Malaysia.

    Dr Helmy Haja Mydin, a consultant respiratory physician at Pantai Specialist Hospital in Kuala Lumpur chose to return during the height of his career in the United Kingdom (UK). “When it was time to make the decision, my wife and I looked at it from a number of perspectives, particularly that of our careers. We decided that the both of us were able to achieve more by returning home, considering the fields we are in are more matured in the UK,” he says.

    Making full use of his experience gained abroad

    Bringing positive change to people’s lives is Dr Helmy’s motivation to embrace the next stage of his career here in Malaysia. A firm believer of “giving back”, Dr Helmy is an associate of the Institute of Democracy and Economic Affairs (IDEAS), a think-tank that performs research and is involved in advancing policy including in several areas such as Healthcare.

    “The ability to be involved in non-clinical work was one of the key factors of my decision to return to Malaysia,” says Dr Helmy, who came home under the Government’s Returning Expert Programme (REP).

    Apart from pursuing his professional life and raising a family, Dr Helmy is actively involved in social work and participates in various volunteer programmes.

    “I have always wanted to have a more fulfilling life outside of medical work. Upon returning, I realised there are many ways I can contribute that go beyond the Healthcare spectrum. Being able to strike that balance here, and put my knowledge and experience gained from abroad in a more meaningful manner is very important to me,” he explains.

    Malaysia’s promising Healthcare industry

    Although Dr Helmy has fond memories of his 14 years in the UK, he ultimately felt there were many opportunities waiting to be tapped within Malaysia’s growing Healthcare industry. While the UK is well ahead in terms of Healthcare developments, Dr Helmy believes the industry there has matured to the point that there is little room left for career progression in his area of expertise.

    “The Healthcare industry in the UK is more mature. For many practitioners, work involves maintaining the status quo without much room for change. Looking at the long-term perspective, I believe Malaysia possesses many opportunities for professional growth which are driven by the country’s dynamic economic landscape,” said Dr Helmy.

    He added, “Developed countries possess advanced laboratories and facilities to conduct research and innovation to move forward in the Healthcare industry. There are many who have the desire to return and grow their career locally, but you cannot disregard those who are in medical fields that require the technology and infrastructure that are only available overseas.”

    Dr Helmy says that in the Healthcare industry, the option to return to Malaysia is to a great extent determined by an individual’s professional specialisation. However, medical practitioners should practise knowledge transfer among their peers who are in the country and overseas.

    Citing stem cell research practitioners as an example, Dr. Helmy explains, “Those involved in these areas may not have the right infrastructure to further their careers in Malaysia, but what we can do is to collaborate and engage them as consultants to develop the necessary infrastructure to conduct their research at home.”

    On building a talent pipeline comprising Healthcare professionals from both within and outside of the country, Dr Helmy says, “The public sector needs to set up a more proactive strategy to keep medical practitioners – no matter local or those overseas – well informed on opportunities available in Malaysia, as well as provide up-to-date information on the current state of infrastructure and resources available in the country.”

    Do professionals with overseas experience have an advantage over their local peers?

    A significant issue that undermines locally trained practitioners is the passive learning culture practised here in Malaysia. This is in stark contrast to the learning process found in more developed countries, which gives students the means to question and be an active participant in the classroom.

    Dr Helmy explains, “When I started working as a junior doctor in the UK, I was very quiet. In fact, I was told off for not being vocal enough. It gave my consultants the impression that I was disinterested. A consultant of mine made it a point to challenge and to question me, allowing me to present my views to the point where I built up enough confidence.”

    “With confidence, I was able to tell my consultants if they were wrong. One thing I really appreciated from my experience in the UK was the autonomy. I was treated as an equal whose ideas were valued and not just a junior doctor. There was a culture of inclusion and space to speak out, and this really does give you an advantage in developing your medical and soft skills.

    “Communication skills, confidence, critical thinking skills, and adaptability are all crucial aspects in growing your career. I don’t think that medical practitioners from the West or those who have been trained overseas are automatically better than locally trained practitioners, but some of these aspects are given more emphasis during training in developed countries,” he adds.

    When asked if he had any advice for other Malaysian Healthcare professionals abroad contemplating moving back home, Dr Helmy says, “An expert who has the opportunity to work alongside medical professionals overseas is able to excel in the Healthcare industry here, as long as they are willing to put in the extra effort and they believe in creating a robust Healthcare community. The sense of career fulfilment you achieve here, especially if you are able to contribute your expertise and overseas experience to your industry is a chance that you should not miss in your lifetime.”